Financial Highlights
2021
2,323.15
2022
2,466.66
2023
2,793.58
2024
3,210.52
2025
3,153.53
2021
1,697.91
2022
1,776.77
2023
2,043.10
2024
2,466.53
2025
2,409.52
2021
625.24
2022
689.90
2023
750.48
2024
743.99
2025
744.01
2021
-7.77
2022
62.05
2023
61.15
2024
-2.16
2025
2.89
| STATEMENTS OF FINANCIAL POSITION | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Assets | 2,323.15 | 2,466.66 | 2,793.58 | 3,210.52 | 3,153.53 |
| Total Liabilities | 1,697.91 | 1,776.77 | 2,043.10 | 2,466.53 | 2,409.52 |
| Total Equity | 625.24 | 689.90 | 750.48 | 743.99 | 744.01 |
| STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Income | 302.89 | 333.06 | 401.34 | 468.65 | 448.82 |
| Total Expense | 294.72 | 277.72 | 340.11 | 473.69 | 440.28 |
| Profit (Loss) Before Income Tax | 8.17 | 55.34 | 61.23 | -5.04 | 8.54 |
| Net (Profit) Loss For The Year | -7.77 | 62.05 | 61.15 | -2.16 | 2.89 |
| Total Other Comprehensive Income (Loss) | 1.11 | 2.61 | 0.56 | -4.33 | -2.88 |
| Total Other Comprehensive Income (Loss) For The Year | -6.65 | 64.65 | 60.59 | -6.49 | 0.01 |
| Basic Earning (Loss) per Share (in full Rupiah) | -1.37 | 10.91 | 10.75 | -0.38 | 0.51 |
| FINANCIAL RATIOS | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Profit (Loss) to Assets Ratio | 0.34% | 2.34% | 2.33% | -0.16% | 0.28% |
| Profit (Loss) to Equity Ratio | -1.19% | 9.27% | 8.47% | -0.28% | 0.39% |
| Profit (Loss) to Income Ratio | -2.56% | 18.63% | 15.24% | -0.46% | 0.64% |
| Current Ratio | 143.83% | 147.69% | 138.45% | 138.94% | 145.14% |
| Total Liability to Equity | 2.72 x | 2.58 x | 2.72 x | 3.32 x | 3.24 x |
| Total Liability to Total Assets | 0.73 x | 0.72 x | 0.73 x | 0.77 x | 0.76 x |
| Financing to Equity Ratio | 3.25 x | 3.06 x | 3.39 x | 3.98 x | 3.87 x |
| Financing to Asset Ratio | 87.36% | 85.67% | 91.05% | 92.25% | 91.21% |
| Net Financing Receivables to Funding Ratio | 125.84% | 127.19% | 131.12% | 126.16% | 125.22% |
| Net Financing Receivables for Investment and Working Capital Financing to Total Financing Receivables Ratio | 45.23% | 35.77% | 38.20% | 38.58% | 42.26% |
| Net Non-Performing Financing (NPF) Ratio | 2.93% | 2.22% | 0.19% | 0.42% | 1.59% |
| Capital Ratio | 80.46% | 86.97% | 77.41% | 69.15% | 72.18% |
| Gearing Ratio | 2.60 x | 2.42 x | 2.59 x | 3.14 x | 3.09 x |
| Equity to paid up capital ratio | 110.21% | 121.12% | 131.87% | 131.5% | 130.82% |